Exposure Drafts, Comment Letters, and Statements of Position

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Description

This audit and accounting guide, which supersedes the 1966 AICPA Industry Audit Guide, Fire and Casualty Insurance Companies and the statements of position that amended that guide, has been prepared to assist the independent auditor in examining and reporting on financial statements of property and liability insurance companies. This guide describes those operating conditions and auditing procedures that are unique to the industry and illustrates the form and content of financial statements and disclosures for property and liability insurance companies, pools, syndicates, and other organizations such as governmental insurance pools. Chapter 1 discusses the nature, conduct, and regulation of the insurance industry. Other significant areas discussed in this guide include: 1. Audit considerations, including a discussion of the study and evaluation of internal control and EDP. 2. The premium cycle, which includes a discussion of rating, transactions, accounting principles, and special risk considerations. 3. The claims cycle, which includes a discussion of accounting practices and special risk considerations. 4. The investment cycle, which includes a discussion of regulation, various investment alternatives, accounting practices, and special risk considerations . 5. Reinsurance, which includes a discussion of the types of reinsurance, accounting practices, ceded reinsurance, and assumed reinsurance. 6. Taxes, which includes both federal and state taxation. 7. Differences between statutory accounting practices and generally accepted accounting principles. 8. The auditor's report, which includes a discussion of the various types of reports and illustrates those reports. In addition, appendices B and C discuss internal accounting controls and auditing objectives and procedures. Users of this audit guide should be aware of certain accounting issues affecting the insurance industry that are being studied by the accounting profession. The Insurance Companies Committee and the AICPA Accounting Standards Executive Committee (AcSEC) have prepared certain issues papers and are developing drafts of others to discuss those issues as well as present resolutions for them.

Publication Date

1987

Relational Format

Book

Keywords

Insurance, Liability -- United States -- Auditing; Insurance, Property -- United States -- Auditing

Disciplines

Accounting | Taxation

Comments

Originally published by: American Institute of Certified Public Accountants; Copyright and permission to reprint held by: American Institute of Certified Public Accountants.

Proposed audit and accounting guide : audits of property and liability insurance companies;Audits of property and liability insurance companies; Exposure draft (American Institute of Certified Public Accountants), 1987, July 22

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