Honors Theses

Date of Award

2009

Document Type

Undergraduate Thesis

Department

Finance

First Advisor

Ken Cyree

Relational Format

Dissertation/Thesis

Abstract

This paper briefly describes how the subprime mortgage crisis emerged. General observations are made concerning the effect of the crisis on the economy as a whole, but the focal point explains how women and minorities have been affected. To illustrate this point, areas of investigation include predatory and discriminatory lending. Furthermore, this document provides data illustrating the financial impact the subprime mortgage crisis has had on different minority groups compared to non-minority groups. The data that has been gathered for this paper comes from examining previous academic journals and results, researching various internet sources, and attending panel discussions held on this topic. General economic findings are inconclusive because the subprime mortgage crisis and consequently the economic recession are ongoing. However, findings show that there were instances when African Americans and Hispanics encountered discriminatory lending practices. Findings also illustrate that in some cases, the economic implications are more severe for minority groups than non-minority groups.

Accessibility Status

Searchable text

Share

COinS
 
 

To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.